Strong savings. Strong communities.
Replace pen-and-paper ledgers with a modern, UMRA-compliant platform. Manage members, savings, loans, and regulatory reports — all in one place.
UMRA Tier 4 compliant · Works offline · No setup fee
Digital Form 13. Capture NIN, photo, location, and next of kin. Member numbers auto-generated.
Record deposits and withdrawals in seconds. Running balance per member. Cash, MTN, and Airtel.
Full loan lifecycle — apply, review, approve, disburse, repay. Guarantor management. Portfolio aging.
Track share purchases per member. Calculate dividends at year-end. Shareholder register always current.
One-click generation of Forms 1, 4, 5 & 6. Full audit trail for external auditors.
Manage unlimited SACCOs from one admin panel. Each SACCO sees only their own data.
Much of rural Uganda still has patchy internet. Imara works offline — field officers record transactions in the village, and the system syncs automatically when a connection is available.
Pay only for active members each month. No setup fees. No charges for dormant accounts.
Join Uganda's SACCOs moving from paper ledgers to a platform that handles everything.
No credit card required · Setup in under 10 minutes